The payments platform for platforms

Marketplaces and platforms use Stripe Connect to accept money and pay out to third parties. Connect provides a complete set of building blocks to support virtually any business model, including on-demand businesses, e‑commerce, crowdfunding, and travel and events.

Integrate quickly

Building the payments infrastructure for your platform used to be a big undertaking—no longer. Take advantage of pre-made UI components to launch faster and simplify operations. Sign up new users on your platform and get them paid—quickly.

Customize

Connect is API-first and lets you design the best experience for your platform. You can customize onboarding, set payout timing, allow complex money movement, and get integrated financial reporting. You own the experience from end to end.

Go global

Pay out sellers in 25+ countries around the world. You don’t need separate local subsidiaries and banking relationships in each market—Connect takes care of the complexity. Connect’s functionality is standardized, regardless of the country.

FOCUS ON YOUR USERS,

NOT ON PAYMENTS INFRASTRUCTURE

WITHOUT CONNECT

Without Connect, build and maintain user onboarding, compliance, pay-in and pay-out networks, reporting, and platform operations, and take longer to launch.

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WITH CONNECT

With Connect, focus on your strategy: improving user experience, expanding into new markets quickly, and launching revenue-generating products.

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A powerful routing and
payout engine that makes it
easy to send money to
ecipients, no matter your
business model.

ROUTING PAYMENTS

I have hinted that I would often jerk poor Queequeg from between the whale and the ship—where he would occasionally fall, from the incessant rolling and swaying of both. But this was not the only jamming jeopardy he was exposed to. Unappalled by the massacre made upon them during the night, the sharks now freshly and more keenly allured by the before pent blood which began to flow from the carcass—the rabid creatures swarmed round it like bees in a beehive.

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ONBOARDING & VERIFICATION

In the tumultuous business of cutting-in and attending to a whale, there is much running backwards and forwards among the crew. Now hands are wanted here, and then again hands are wanted there. There is no staying in any one place; for at one and the same time everything has to be done everywhere. It is much the same with him who endeavors the description of the scene. We

COMPLIANCE

LAWYER FRIENDLY

Dynamic risk-based KYC/AML checks for all recipients

API-based OFAC and sanctions screening

IRS tax threshold tracking and 1099 support

Card industry blacklist filtering

Licensed money transmission from U.S. states & UK FCA

Screening for bad actors using data from the Stripe

If you’re running a multi-sided marketplace or platform, there’s no doubt you’re wrestling with payments compliance issues involving money transmission, KYC, sanctions screening and tax reporting. Connect makes these burdens easier to manage by shifting card network rules compliance, AML, and other payment facilitator obligations to Stripe, letting you stay focused on your product and spend less time on compliance related tasks.

Under the hood, Connect is powered by secure credit card data tokenization to help you meet PCI obligations, monitoring and verification systems to help you with KYC

PLATFORM MANAGEMENT

If you’re managing payouts for large numbers of people, you need a hub for all the workflows involved. Our dashboard lets support and operations teams view every stage of the user lifecycle: account history, verification, transfers, and more.

Easily track the flow of funds from a customer to a recipient, with full records of all transactions in Stripe—we provide the ledger. Optional application fees let you specify your earnings and Stripe nets everything out. In the U.S., Connect includes gross earnings tracking and automated 1099 form generation and delivery.

INTERNATIO

Expanding internationally typically requires significant resources, time and money. With Connect, you can swiftly expand internationally anywhere Stripe operates, without establishing separate local subsidiaries. This includes credit card processing capabilities in over 25 countries, with charges processed centrally or locally in the recipient’s country, which saves money on fees and improves decline rates. Accept payments in 135+ currencies, pay out in 15+

currencies and present the most relevant payment methods in checkout flows to further optimize conversion rate. All of Connect’s capabilities are supported by Stripe’s core payment functionality, used by hundreds of thousands of businesses and available in over 25 countries. Stripe has nine global offices, so we can support marketplaces and platforms all over the world. See the full list of Connect features

API-DRIVEN DEVELOPMENT

CONNECT IS OPTIMIZED FOR DEVELOPMENT SPEED AND MAINTAINABILITY

ACCOUNT TYPES

Connect offers pre-built UI components so you can get up and running quickly, or alternatively, all the tools you need to customize everything.

Explore Connect account types


USE CASES

Connect provides a complete set of building blocks to support virtually any type of business model, including on-demand businesses, e-commerce, crowdfunding, and travel and events.

Explore Connect use cases

Ready to get started.

Get in touch, or create an account.